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I've sent an email to Swissquote but they said 'In addition we inform you that we do not offer a debit or credit card in combination with the saving account.'
So, is there any other cheap Swiss bank account you can apply online that offers a debit card? Or maybe in another country... Just need a cheap savings account with a debit card. Thanks in advance, Dan |
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Swissquote is a brokerage company, not a bank. You might try a debit card offshore and use it as your bank account. Fund the card via bank wire.
Can I open a Swiss bank account entirely via the Internet? No, because technical and legal reasons prevent the customer identification procedure from being carried out entirely online via the Internet. At the present time banks in Switzerland must follow the identification procedures laid down for opening an account by correspondence. In accordance with the Due Diligence Agreement (CDB 08), the bank verifies the identity of the contracting partner by obtaining a certified copy of an official identification document (passport, identity card, etc.). The certified copy may be provided by a branch, representative office or group company of the bank; by a correspondent bank; by a financial intermediary specifically appointed by the bank; or by a notary public or public office that customarily issues such authentications. The bank also checks the address of the new customer through an exchange of correspondence. Certain Countries only apply for foreign customers. There is no such thing as an "anonymous" account in Switzerland. Under Swiss law, the bank must know who you are. Last edited by Offshore; 09-22-2010 at 03:34 PM.. |
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There is one Swiss bank that I know of that will do an interview over the internet but you will of course have to send your documents to them via FEDEX. But that particular bank has low minimums and is solid of course.
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