Borrowing Money To Invest., What is your opinion?

[Ms_Margaret]

hi guys what is your opinion of borrowing money and using it for personal investing.

Any advice?

[meestah]

That's a tough one because I see it as if you have to borrow the cash then you really can't afford (to lose) it

I'm leaning towards yes if you have done adequate research and are fairly certain you could profit from the venture

[rockstar12345]

Well i dont really like investing from other's money , try to earn it yourself and then invest wherever you want cos then you would also not be under much pressure even if you lose the money.

[mannetje]

I dont like loans if you want something just work and wait till you have the money.
And i really dont like loans on the internet.
I would never start loaning from or to anybody.

[ricky028]

I think it can be a high-risk endeavor and immense care needs to be exercised, particularly if you’re investing for the very first time or you are borrowing big amounts of money. So its totally on you how much risk you can take.

[Ms_Margaret]

Thanks for the advice. Even I had the same opinion but with a doubt which you all have cleared it.

Thanks again

[phylicia30]

why not? if you are 100% sure that you will get good returns on your chosen investment then go for it. Also be very careful on so many programs today, there’s a lot scam nowadays.

[Ms_Margaret]

Originally Posted by phylicia30

why not? if you are 100% sure that you will get good returns on your chosen investment then go for it. Also be very careful on so many programs today, there’s a lot scam nowadays.

Well I am not sure if I could cover my debts with the investments I make. Do you have any suggestions of what could be a good investment in this case. As I have got a lot of negative responses for doing this.

Any Advice will be greatly appreciated.

[pboot]

Leveraging is very common in real estate. Most homeowners borrow to pay for their home - I am sure that is not what you desire to invest in but homeowners essentially borrow money to invest.

However, if you are borrowing to speculate in the market then that may be a pretty bad idea. You cannot be sure of which way the market will turn, especially in times as uncertain as today - and if your bet turns out to be bad then you could be in a far worse position then when you started.

[clintonbaisley]

Many people and businesses borrow to invest every day. Generally, as long as the investment itself is sound, borrowing can be sound too. If you are an experienced investor, are in a high income tax bracket and have income from other sources, then gearing can work for you.
That’s not to say, though, that gearing is for everyone. Individuals and businesses should look carefully at their own financial situations before choosing this investment strategy.
With a 'borrow to invest' strategy, your money works harder for you. Rather than making a series of small contributions over a long period of time, you borrow a larger amount, and invest it all at once. This allows a much larger investment to grow for your full investment period. Then, instead of making additional contributions to your investment, you make interest payments on your loan.