Can i be approved for a bank loan for a car?

[Xanthia Alysha]

Im getting a car next month and im saying 1100 as a down payment. I want to finance but im scared i might not be approved. I got my credit card back in November and always made my payments even if I couldnt afford it in full. My limit is $1000. I always made min. payment but Im going to pay off my whole balance by the end of April. so my credit card will be back to 1000.

only down side is that I have two phones in my name, and i never made payments on time but always made it. Now both the phones are up to date as recent as march. Im trying to make sure when they look into my credit they see that i make payments on time. Will this effect me?


Will I be approved for a loan from the bank for my car?

[jason_simpson]

You don’t have to get your auto loan from the dealership. Check with a credit union, bank, online lender, or P2P lending source. In most cases your car dealer won’t have the best auto loan. By consulting with an alternate lender before stepping onto the lot, you’ll be armed with knowledge of what’s fair, and you may have some bargaining power.