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How are home loans priced where you live?

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Old 02-04-2010, 07:14 AM
ItalkCash User
 
Join Date: Oct 2009
Posts: 226
Default How are home loans priced where you live?

In your country, do you get home loans at a fixed rate for say 15 years?
Do you have to pay a large penalty for pre-paying?If the loan is at a floating rate, what is it pegged to?Do loan rates vary according to individual credit profiles?
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