beginner advice

[wrekt]

Ok, few tough decisions (I feel) coming up for me in the next year or so. I'll start with a little background. I'm 27, and will be returning to law school next year. It took me about 7 years to do my undergrad. I worked full-time and was able to come out with around 12k in debt for my undergrad (thank-you private tuition, bah). In that time I've been able to push my e*trade account to about 8k in random stocks. Other investments have been a 6% 401k employer match. I've no credit card debt, and no car payment as well (was able to pay that off about 3-4 years ago). Here's where my question comes in.

Since I'll be back in school, I have the option to attend a local private law school's 4 year part-time program. I would be able to cut my hours at work to 20, and maintain all of my bills for the month. The added bonus is that I would get approximately 8K a year from my job towards school, and about 5-7k a year in grants (have a higher GPA/LSAT score than the school accepts). This would put my exiting student debt around 60k from law school alone. I do not think it would make a ton of sense for me to take the 8k a year from my job and just pay down my student debt. I have four years to make it do something for me while adding 8k to it every year. Any suggested routes, now since everyone knows my finances what you would do in my situation? I was thinking of taking it and just buying very safe dividend stocks such as intel/microsoft. Wouldn't be much after 4 years, but I would walk away in the positive.

Very much appreciated, as I am really at a loss

[Trend Investing]

What to do depends I think a little on how much interest you have to pay on your study debt. If that is a few percent or less, it is probably better to keep your debt and invest your savings. If you have to pay a high interest on your debt, I think it is better to get rid of that debt as soon as possible.

Another issue is how much you like to study law. If that is something you really enjoy doing, it is clear that you should go for it.

Only invest savings that you definitely do not need for at least 5 years or so. Personally, I would minimize my risk by investing in index funds instead of individual stocks. Or you may choose a widely held dividend mutual fund.

Just make sure that you sell your funds for cash again when the long term trend starts turning down. And do not start investing all you savings in one go. Take it in a few steps. Google stock trend investing for more information.

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[StockReport]

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[Linecci]

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[harrisonford]

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