IPO Help Needed

[SoCalSteve]

I am 28 and have a 10k sitting in my old military retirement for the last 5 years making 3.25%. My company (Kinder Morgan) announced their initial public offering and I think I want in. If I cash out my retirement I’ll take a hit (10%) plus raising me into the next tax bracket (from 25% to 28%); 2012 i'll be in the 28% tax bracket any way starting there a year early might not be that bad.

Is getting KMI in my portfolio at the IPO worth the bashing I’ll take come tax season?

This seems to be one of crammer's (from mad money) favorite companies.