How many credit card you have?

[kongsiwang]

I'm using 4 credit card. It's absoultely free when sign up.
and I'll always get a free gift when sign up with the new credit card.

How many credit card you have? Anyone here got a lot more than me?

[animecrunchy]

i have 4 also credit card.. But only 2 being use other 2 just registering becoz no fee for life.

[buaya]

Originally Posted by kongsiwang

I'm using 4 credit card. It's absoultely free when sign up.
and I'll always get a free gift when sign up with the new credit card.

How many credit card you have? Anyone here got a lot more than me?

I do not qualify for credit card in my country. I am not working as I am a student and geeting a credit card in my country requires a minimum of S$30K per annual or a min 10K in a fixed deposit account in the bank that issue the card you want to applied for

[fikrifadzil]

I don't have it! I'm god in planning budget. so, i don't think it is needed and i don't have a strong reason to have it.

By having a credit card, you're actually playing with the negative number and this dangerous unless you could pay back early!

[titaniumhijau]

Originally Posted by fikrifadzil

I don't have it! I'm god in planning budget. so, i don't think it is needed and i don't have a strong reason to have it.

By having a credit card, you're actually playing with the negative number and this dangerous unless you could pay back early!

I believe some day you will think credit card is important in your life. You just need to control how to use credit card. If you know it, its easy to for you.

[animecrunchy]

I use my credit card mainly for fuel and some expenses. Using credit card with good management will make us much easier to control our finances.

[cheer]

Originally Posted by fikrifadzil

I don't have it! I'm god in planning budget. so, i don't think it is needed and i don't have a strong reason to have it.

By having a credit card, you're actually playing with the negative number and this dangerous unless you could pay back early!

Understand what is inside your mind. The same happen to me when I haven't step into the social. When you intereact with more people, you will find the convinient to have the credit card or debit card. It is also way for you to carry money safety and easily to whever you like.

[fikrifadzil]

i recommend you to own a debit card. not even it is easy for you to manage your financial, you'll not going to see your money in negative. most of the reason on why you prefer the credit card are almost the same if you use the debit card. The only different is you already had money in the debi card and you are limited to use only the number you've in it.

[cheer]

Originally Posted by fikrifadzil

i recommend you to own a debit card. not even it is easy for you to manage your financial, you'll not going to see your money in negative. most of the reason on why you prefer the credit card are almost the same if you use the debit card. The only different is you already had money in the debi card and you are limited to use only the number you've in it.

Debit card is better in the way you won't overspend than what you have on hand. You will be in control of the financial. However, in life, we can't avoid may things fall in urgency like admiting to the hospital which require an advanced payment first. If your bank account lack of money inside, this may incur many unhappiness ending. Therefore, both debit and credit card has it advantage. It is matter how you look at it and use it. The correct mentality and mindset is important.

[titaniumhijau]

I already have debit card. But if you run for big business and for long time. Credit card is needed. I will have one soon. I believe with that..