How many credit card you have?

[AzeAzeAze]

i have only 1 credit card ! but i don't need CCs ! because i already have my money in my hands and in online banks... so i can get whatever without a cc

[titaniumhijau]

Originally Posted by sam123

i dont have any credit card till now,,and i feel its better not to take as otherwise u always feel like spending a lot and at last u can be under a huge debt and get penalised for it also.And everytime u need to pay the bank a fees for having it.

If you think its not a good time to have one. Never do that. For student i also advice you to never ask your parent to give you one. Its dangerous because i know many student cannot control their money..

For me, its important. I need one or two credit card soon.

[abraxus]

please be careful when u spending with credit card..just imagine they charge you 18% per annum..i used to have 4 cc that is when my financial problem started when 3 out of 4 almost reached credit limit due to my recklessness. it so easy to swipe your card and buy everything you want but don't overspending. Thank god i learn from my mistake and now i'm able to manage my spending and pay off my debts. just remember credit card is a debt.

[neela]

Aren't you guys worried about the interest you have to pay?In our country the interest rate is very high so people use the credit cards judiciously.Actually i don't have any credit card,but i have one debit card which i use for shopping and all.

[eboys]

I have 3 credit card in the initial stage under control, but when straitened I start use more credit card, saddest when too much credit card debt. I hope you vigilant when using credit card.

[mausyo]

I have only one credit card unfortunetly. But is good that your money are not measured by your number of credit cars. In fact i could make 10 card if i want but i don't have what to do with them. Some of them will be useless.

[titaniumhijau]

Originally Posted by abraxus

please be careful when u spending with credit card..just imagine they charge you 18% per annum..i used to have 4 cc that is when my financial problem started when 3 out of 4 almost reached credit limit due to my recklessness. it so easy to swipe your card and buy everything you want but don't overspending. Thank god i learn from my mistake and now i'm able to manage my spending and pay off my debts. just remember credit card is a debt.

Really? So, better you pay them first before you need to pay they interest. I hate it if you pay late because you only create another debt hole in your heart..

[kodek]

Thank God i still can hold myself from owning Credit Card.. I heard lot of stories about the cruelty of CC .. and my bro is experiencing it now .. so i take precaution .. better beware the be sorry.. nowadays there lot of options replacing credit card functionality .. debit card .. atm cards that now can be used over the counter ..

[titaniumhijau]

Originally Posted by kodek

Thank God i still can hold myself from owning Credit Card.. I heard lot of stories about the cruelty of CC .. and my bro is experiencing it now .. so i take precaution .. better beware the be sorry.. nowadays there lot of options replacing credit card functionality .. debit card .. atm cards that now can be used over the counter ..

You need to hold more longer because credit card really intereting card. With that card, you can buy many thing for your girl friends..

Too bad for your brother. I advice to you to use debit card. Its more better right?

[id62000]

I was going to get a CC just for verification purpose. CCs are not popular in your everyday stores in my locality...you can't walk in restaurants or hotels or shops here to use CCs. Only the grander places will have them. Moreover, we don't need it much. DCs and ATM cards are better. ATM banks have outlets everywhere in the city...every nook and corner, there's an ATM center.
DCs are better.