How many credit card you have?

[ajacx]

i only have debit card.....i think having debit card is the best choice

[nuaeman]

Im also have intention to use debit card which its much much better. Highly recommnded if you want to control your money .

[beedees]

Originally Posted by kongsiwang

that's why no of people facing the bankruptcy problems increasing in Malaysia
lately.. heh

Anyway.. you get a free annual fees if you apply CIMB credit card.
Bank Islam only give you free annual fees when you used it once or
twice a year

Actually there is lots of other Credit Card that offers free for life such as Ambank, Maybank and Alliance Bank...

[indieover]

Originally Posted by ajacx

i only have debit card.....i think having debit card is the best choice

me too i have only a debit card since i am not really qualified to have a credit card. i really don't think that it is really great to have a credit card since credit card will put us into bad debts.

[archy22]

i have 2 debit cards with me. But i do not have any credit cards at all.
All this debit cards I am using is my local bank accounts. I do not have any international debit or credit cards till now.

[indieover]

Originally Posted by archy22

i have 2 debit cards with me. But i do not have any credit cards at all.
All this debit cards I am using is my local bank accounts. I do not have any international debit or credit cards till now.

i don't have international debit cards too. i have only local debit cards. i really don't know what is the advantage of having an international debit cards.

[markedzonne@yahoo.com]

I dont have one but my mom has it and my sis but they prefer to pay cash rather than to use credit cards

[indieover]

it is really easy to know why your parent and your sister prefer cash. credit card is not really good if you really have no control in your purchase. it is really tempting to use the credit card that is why there are lots of people who have closed their credit cards.

[titaniumhijau]

Originally Posted by archy22

i have 2 debit cards with me. But i do not have any credit cards at all.
All this debit cards I am using is my local bank accounts. I do not have any international debit or credit cards till now.

I also not really need credit card. But i can assure i will have one or two soon. Why? Its for my new project.

Originally Posted by indieover

it is really easy to know why your parent and your sister prefer cash. credit card is not really good if you really have no control in your purchase. it is really tempting to use the credit card that is why there are lots of people who have closed their credit cards.

If you want to use it, you must control yourself. If not, no need to use credit card. YOu just open one hold of debt when you use credit card.

[sam123]

i dont have any credit card till now,,and i feel its better not to take as otherwise u always feel like spending a lot and at last u can be under a huge debt and get penalised for it also.And everytime u need to pay the bank a fees for having it.