How many credit card you have?

[buaya]

Originally Posted by titaniumhijau

I already have debit card. But if you run for big business and for long time. Credit card is needed. I will have one soon. I believe with that..

That is provided your bank decide to give u a big credit limit for ur cards. But most banks do not. They only give u a credit limit of 2 to 3 times your monthly pay

[sky]

but it is nice to have credit card..it is easy to you to buy something expensive and online..i have one credit card..it is visa..you also don't have to bring money to shopping complex..just bring the card..haha

[kongsiwang]

In Malaysia..
It's easy to get a credit card... but credit limit is too low.

Anyway .. normaly people will get a free gift if they sign up with a new
credit card company

[buaya]

Originally Posted by sky

but it is nice to have credit card..it is easy to you to buy something expensive and online..i have one credit card..it is visa..you also don't have to bring money to shopping complex..just bring the card..haha

Debit cards also does the same thing, provided ur got enough funds in the account linked to the card. But maybe I admit that you mays not get the same discount and priviligies that the credit card offers.

In Malaysia..
It's easy to get a credit card... but credit limit is too low.

Could you tell me more about that?

[animecrunchy]

In malaysia you can apply credit card using only your degree certificate without have any yearly income evidence.

[buaya]

Originally Posted by animecrunchy

In malaysia you can apply credit card using only your degree certificate without have any yearly income evidence.

Wow, that is really very 'easy". In my country (singapore), I got to show doucmentary proof that I have a job and I am earning at least S$2500 monthly before I can apply for one.

It is only very recently that the banks introduced credit cards (with a credit limit of s$500 that) does not required any documentary proof other than a recent bank account statement of your bank account

[titaniumhijau]

Originally Posted by animecrunchy

In malaysia you can apply credit card using only your degree certificate without have any yearly income evidence.

Really? I never know about that. Which bank support that credit card?

[animecrunchy]

Originally Posted by titaniumhijau

Really? I never know about that. Which bank support that credit card?

Before this SBB bank but now CIMB i don't know still provide this service. Last time it fee free for life.

[kongsiwang]

Originally Posted by buaya

Wow, that is really very 'easy". In my country (singapore), I got to show doucmentary proof that I have a job and I am earning at least S$2500 monthly before I can apply for one.

It is only very recently that the banks introduced credit cards (with a credit limit of s$500 that) does not required any documentary proof other than a recent bank account statement of your bank account

that's why no of people facing the bankruptcy problems increasing in Malaysia
lately.. heh

Anyway.. you get a free annual fees if you apply CIMB credit card.
Bank Islam only give you free annual fees when you used it once or
twice a year

[nuaeman]

I got 5 credit cards. Hoho.. all those cards make my life become worse.. Iam very grateful when found the real internet business which really can give me income from it. Now I already close 3 and 2 still using. One for petrol and the other one for paypal. If you cant control yourself better dont use credit cards. It making your life richer for a while then poor for the rest of it. hehe please avoid.. my advise