What is the best way to improve your credit without a credit card?

[Xanthia Alysha]

I recently was denied a credit because of "Few revolving accounts opened long enough to establish credit history." I do not and WILL not apply or own a credit card. What is the easiest way(s) to improve my credit without a credit card? Best answer will be given to the person with the best references.

[Ms_Margaret]

Hi there,
If you need a finance and don't want a credit card then firstly you should try to get this money from your family or friends so that you wouldn't have to pay any interest. If this idea is not working then take the finance from bank or small money lender company and repay the installment by the given duration. Further you can chase to payday bank where you don't have to provide any credit record.