What is the difference between VCC and DC?

[sky]

hello all,
i want to ask you all what is the different between debit card and virtual card and which one is good? i confuse about this..

[titaniumhijau]

That debit card you can use for online and offline. But virtual card, you only can use for virtual only. I mean for online only. Right?

[sky]

O.o that mean if we use debit card we can go atm a bring out real money but if we use vcc it only for online use...? i see your point..

[animecrunchy]

Hmm thank you for the information, titanium. now i know how to differentiate that two card. Debit is like real credit card and VCC only for online..

[sky]

which is better is debit card because we can easily use it even we want to buy online worldwide as we know not all website use pay pal..

[buaya]

Originally Posted by sky

which is better is debit card because we can easily use it even we want to buy online worldwide as we know not all website use pay pal..

It is the same unless you own one virtual credit card that cannot be reloaded. The only difference is in the transcation fees/exchange rates that the card company may charge on top of the standard visa/mastercard fees.

And also, if you purchase using a debit card, you may find it difficult to get a refund/block a transcation once you pay up, unlike credit card. But I am not sure for virtual credit card

[sky]

Originally Posted by buaya

It is the same unless you own one virtual credit card that cannot be reloaded. The only difference is in the transcation fees/exchange rates that the card company may charge on top of the standard visa/mastercard fees.

And also, if you purchase using a debit card, you may find it difficult to get a refund/block a transcation once you pay up, unlike credit card. But I am not sure for virtual credit card

did you mean vcc can be reload? O.o when i use debit card to buy online, it hard to refund/block not like credit card, we can refund and block..thank for that information buaya

[buaya]

Originally Posted by sky

did you mean vcc can be reload? O.o when i use debit card to buy online, it hard to refund/block not like credit card, we can refund and block..thank for that information buaya

That depend on which type of vcc u buy in the first place. As for debit card, it works like a pre-paid card, so when u pay up, u really pay up. Unlike like credit card, when you pay up, actually you have not pay up as you only use the bank line of credit to pay up, not your own money. So, the money is more likely to assist you if you are a credit card user than a debit card users

[cashmoney]

Actually what is vcc? How to use it. or it is just same with the cc?

[buaya]

Originally Posted by cashmoney

Actually what is vcc? How to use it. or it is just same with the cc?

It is a form of card that has no physical counterpart. All you would be getting will be a cc no and in case of reloaded cards, a online facility to transfer your funds to and fro from your bank accounts or any source of money

For internet transcation, vcc works the same way as a normal credit card