Credit Cards With User Photos

[BrendaMarie]

That's true that a lot of people never check for the signature. However, I thought that these photos were on the front which would be more clearly seen and thus more helpful. Am I wrong?

[Orrymain]

None of mine do, but my mother had one on hers. I think it was Bank of America, and I'm going back to 2000 or earlier when that happened.

[Orrymain]

Originally Posted by BrendaMarie

That's true that a lot of people never check for the signature. However, I thought that these photos were on the front which would be more clearly seen and thus more helpful. Am I wrong?

The one my mother had was on the front. I used to use her credit card sometimes, so that kinda put a crimp in our style. lol

[Orrymain]

Originally Posted by lilbit

Now thats something that really gets me. No body asks for ID when you use your bank card. My hubby was robbed at gun point and they guys used his card with no problem. Whoever can fix this better do something. I always thank a store when they ask for ID. And not many do. I thought of having my picture on it but like someone else here said , it doesn`t help.

They do where I go, unless they know you. However, legally, you are not required to present a driver's license. There is much more info they can get off of that than just your credit card. They have your card, and that's all they need. This was on the news here just a couple of weeks ago.

[BrendaMarie]

I thought that it'd be on the front which definitely would be helpful.

Orrymain: Thanks for the info, I thought they were legally allowed to see your driver's license for photo ID

[Agent Fred]

A photo on the front wouldn't be terrible, I suppose. But, as noted earlier, 9 times out of 10 nowadays, I swipe my own card and the cashier never sees it. And it wouldn't help against online purchases.

[BrendaMarie]

You know AgntFred I'd never thought about it that way but you're right: It probably wouldn't do any good.

[Ms_Margaret]

Well its a nice idea to have a photo on the credit card, If used manually, it can avoid to some extent the misuse of the credit cards. Credit card companies must think over this option seriously as it would certainly help them in reducing the credit card frauds.

[may_annes]

For me this seems a pretty cool, could probably pass for a valid ID for the owner if this is implemented. It will surely add up to the cardholder’s protection from fraud, and in case of loss, only the owner has the authority to claim the card back. I hope visa or mastercard implements this… this would surely be one level up with credit cards.

[Ms_Margaret]

Originally Posted by skatss

I don't have one and don't know of anyone who does. But I don't see the point of it. Now so many stores just have you swipe your card in the machine and the cashier doesn't ever touch the card.

I have to say that I don't like that self swiping routine. I much prefer having the cashier use their machine. Anyone can steal a card and use it without any problems.

I fully agree with you on this, the self swiping system has actually increased the illegal use of credit cards. Its better that the responsibility should only be with the cashier or store personal to handle this.

Now keeping to the topic, I heard somewhere that Bank of America is issuing a personalized credit card with the users photo on it as an additional security measure for no extra charges.