Keep Your Credit Card Safe...

[nuaeman]

For those who wants to make sure their credit card is in safe hands, here's some nice tips which I found from this site:

1. Keep an eye on your credit card every time you use it, and make sure you get it back as quickly as possible. Try not to let your credit card out of your sight whenever possible.

2. Be very careful to whom you give your credit card. Don't give out your account number over the phone unless you initiate the call and you know the company is reputable. Never give your credit card info out when you receive a phone call. (For example, if you're told there has been a 'computer problem' and the caller needs you to verify information.) Legitimate companies don't call you to ask for a credit card number over the phone.

3. Never respond to emails that request you provide your credit card info via email -- and don't ever respond to emails that ask you to go to a website to verify personal (and credit card) information. These are called 'phishing' scams.

4. Never provide your credit card information on a website that is not a secure site.

5. Sign your credit cards as soon as you receive them.

6. Shred all credit card applications you receive.

7. Don't write your PIN number on your credit card -- or have it anywhere near your credit card (in the event that your wallet gets stolen).

8. Never leave your credit cards or receipts lying around.

9. Shield your credit card number so that others around you can't copy it or capture it on a cell phone or other camera.

10. Keep a list in a secure place with all of your account numbers and expiration dates, as well as the phone number and address of each bank that has issued you a credit card. Keep this list updated each time you get a new credit card.

11. Only carry around credit cards that you absolutely need. Don't carry around extra credit cards that you rarely use.

12. Open credit card bills promptly and make sure there are no bogus charges. Treat your credit card bill like your checking account -- reconcile it monthly. Save your receipts so you can compare them with your monthly bills.

13. If you find any charges that you don't have a receipt for -- or that you don't recognize -- report these charges promptly (and in writing) to the credit card issuer.

14. Always void and destroy incorrect receipts.

15. Shred anything with your credit card number written on it.

16. Never sign a blank credit card receipt. Carefully draw a line through blank portions of the receipt where additional charges could be fraudulently added.

17. Carbon paper is rarely used these days, but if there is a carbon that is used in a credit card transaction, destroy it immediately.

18. Never write your credit card account number in a public place (such as on a postcard or so that it shows through the envelope payment window).

19. Ideally, it's a good idea to carry your credit cards separately from your wallet -- perhaps in a zippered compartment or a small pouch.

20. Never lend a credit card to anyone else.

21. If you move, notify your credit card issuers in advance of your change of address.

Anyone else has good tips of securing your credit cards?

[mausyo]

a little bit of copy paste, but after all some good advices.
In fact when you make a credit card at a bank you recieve the pin code in a very safe place and also there are written some advices there. They even say you to burn the paper, so that nobody can find it. At leas so is in my country. How is in your countries guys ?

[Samanosuke_04]

To protect your credit card also means to protect your handbag. For girls, you should carry your handbag on your side which is harder for cyclers or bikers to snatch, in other words, carry your handbag at the side nearer to the building instead of facing the road. For men, I prefer to carry my wallet in my side pocket and keep my hands in my pocket. Its risky to put your wallet in your back pocket, especially when you're standing in a bus.

[sbksunil]

Over all ,an advice for all those who own a credit card to use it only whenever necessary and essential.
However it is safe to use the card on sites with secure logins, i.e https// sites.As of now I always check this https// before doing any transactions

[nuaeman]

Originally Posted by mausyo

a little bit of copy paste, but after all some good advices.
In fact when you make a credit card at a bank you recieve the pin code in a very safe place and also there are written some advices there. They even say you to burn the paper, so that nobody can find it. At leas so is in my country. How is in your countries guys ?

You mean those suggestions are also found on other sites? I thought it was originally from the scambusters people, I find for No. 12, some people might not pay much attention as stealer might did some very small transactions which can be easily ignore but for me I don't use it much at all.

[Samanosuke_04]

Over all ,an advice for all those who own a credit card to use it only whenever necessary and essential.
However it is safe to use the card on sites with secure logins, i.e https// sites.As of now I always check this https// before doing any transactions

Wow, I never knew that if https is coded, then it'll be a secure login. Then what do you suggest if I dont see any https when login in? Does that mean it is insecure? Wow, thanks for sharing that info... anyway does https have to do something with the yellow URL bar on mozilla firefox?

[nuaeman]

Originally Posted by Samanosuke_04

Wow, I never knew that if https is coded, then it'll be a secure login. Then what do you suggest if I dont see any https when login in? Does that mean it is insecure? Wow, thanks for sharing that info... anyway does https have to do something with the yellow URL bar on mozilla firefox?

Well yes, you may notice the address bar for firefox turns yellow the moment you enter a secure site and there's one lock pad symbol appear in it where you can move your mouse cursor to it to show its authentication, mostly VeriSign I think.

[neela]

Originally Posted by kereta06

credit card is not safe when we try to buy online. They can steal our money online.

No dont worry about it that much but just be careful,Just read the posts and you would not fear from using credit cards any more.Credit card has become an integral part in our life and you can not ignore it ,so just learn how to use it.

[id62000]

If our CC is stolen, we can just phone up and freeze the card as soon as possible right? Isn't taht the reason CC became famous? Because it couldn't be stolen like ordinary money in the pocket?

[nuaeman]

Originally Posted by id62000

If our CC is stolen, we can just phone up and freeze the card as soon as possible right? Isn't taht the reason CC became famous? Because it couldn't be stolen like ordinary money in the pocket?

Yeah, not just it makes your wallet lighter but pretty safe as well but then if the thief made some transactions with it then does the victim have to pay for it as well?