Quote:
Originally Posted by sam123
i dont have any credit card till now,,and i feel its better not to take as otherwise u always feel like spending a lot and at last u can be under a huge debt and get penalised for it also.And everytime u need to pay the bank a fees for having it.
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If you think its not a good time to have one. Never do that. For student i also advice you to never ask your parent to give you one. Its dangerous because i know many student cannot control their money..
For me, its important. I need one or two credit card soon.