They have an awesome ref system:
Refer a Friend to AlertPay!
When you make AlertPay your friend's way to pay to online, we'll pay you $5.00. But it gets even better, when you refer more then 10 friends to AlertPay, we'll begin to pay you $10 for each referral after your 10th!.
Note: In order to receive your referral bonus, your referral must fulfill the following requirements:
"Create an AlertPay Personal Pro or Business account (or upgrade their personal account)
"Transacts at least $250.00 (sending and/or receiving) through their AlertPay account.
Also, their security center has data to educate its members on how NOT to be a victim when it comes to online fraud:
https://www.alertpay.com/info/SecurityCenter.aspx