Its necessary. If you want to verify paypal. You must have some amount at your debit card. If not, you will never can verify your paypal. Then, you can get that 4 digit expand number from paypal from your online banking in few days. If not, you can wait from the letter from public bank and in that letter, you also will get the 4 digit expand after you request to verify your paypal. But it takes 1 month..
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