I dont have a credit card, and I dont have plans in getting one.
I am an impulsive buyer, and having one would mean suicide! I love shopping and I enjoy shopping, but I guess I just have to develop some discipline first and learn more about money management.
When I had my supplementary card years ago, everyday was like a shopping spree for me.. and my mom had gone crazy!
Right now, Im happy with my debit card.. or I just pay with cash.