Quote:
Originally Posted by fikrifadzil
i recommend you to own a debit card. not even it is easy for you to manage your financial, you'll not going to see your money in negative. most of the reason on why you prefer the credit card are almost the same if you use the debit card. The only different is you already had money in the debi card and you are limited to use only the number you've in it.
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Debit card is better in the way you won't overspend than what you have on hand. You will be in control of the financial. However, in life, we can't avoid may things fall in urgency like admiting to the hospital which require an advanced payment first. If your bank account lack of money inside, this may incur many unhappiness ending. Therefore, both debit and credit card has it advantage. It is matter how you look at it and use it. The correct mentality and mindset is important.