Quote:
Originally Posted by fikrifadzil
I don't have it! I'm god in planning budget. so, i don't think it is needed and i don't have a strong reason to have it.
By having a credit card, you're actually playing with the negative number and this dangerous unless you could pay back early! 
|
Understand what is inside your mind. The same happen to me when I haven't step into the social. When you intereact with more people, you will find the convinient to have the credit card or debit card. It is also way for you to carry money safety and easily to whever you like.