finansbet.com is simply a white labelled version of the capital spreads platform - if you sign up to capital spreads from the link on
Financial Spread Betting Made Easy
'Proud to support Capital Spreads - Exclusive One Point Spread & £70 Credit Offer from Capital Spreads (only valid if you sign up from this link)'
you get to sign up directly with the provider and get a £70 bonus.... As for spread betting yes it can be more risky but its as risky as you make it to be - don't exceed 3:1 leverage and you should be ok. try playing with a demo account...
Tips for Spreadbetters from fellow spreadbettors